Fortis Small Group...
Different People, Different Needs - One Health Plan for
Businesses with 2-50 Employees
- $5 million lifetime maximum
benefit
- Network and non-network deductible
options ranging from $0-$2250
- Rate of payment options: 50%, 80%,
90% or 100%*
- Copayment options ranging from
$15-$50
- Excellent networks - your
employees will have access to the leading hospitals and physicians in their area
- Choice of providers - your
employees can see a specialist without seeing a general practitioner first. No referral
necessary.
- Non-network coverage - employees
can seek treatment for an illness or injury from a provider who is not part of the
network, and still have coverage.
- First-year rate guarantee
- Preventive care benefits including
annual physical exams, immunizations, pap smears, lab tests and mammograms
- Prescription drug coverage
- Employee Choice Option - design
two medical plans (one can even be an MSA) and let your employees choose the one that's
best for them
- Accident Medical Expense (AME)
option - first-dollar coverage in case of an accidental injury
- Maternity coverage is included
- Unlimited intensive care benefit -
most other plans have restrictions
- Family protection package included
at no extra cost - includes survivor benefit and dependent life coverage
- Medical Savings Account (MSA)
availability - use tax-deductible contributions to earn 4.5% interest on balances of $750
or more
*Varies by state
Plan availability varies by
state. See the insurance contract for a full explanation of plan benefits, limitations and
exclusions.
Insurance products are issued and underwritten by Fortis Insurance Company, Milwaukee, WI,
a Fortis Health member company.
©
1999 Fortis Health, all rights reserved.
Last updated 10/99
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